/* ============================================================
   Akshayam Wealth - style.css
   Modern, clean, Google-like design
   ============================================================ */
:root{
  --navy:#1e2f97;
  --navy-dark:#152165;
  --green:#8cc63e;
  --teal:#0fb9b1;
  --text:#3c4250;
  --muted:#6b7280;
  --bg:#ffffff;
  --bg-alt:#f4f5fb;
  --cream:#fbf7ee;
  --radius:16px;
  --shadow:0 10px 30px rgba(30,47,151,.08);
  --shadow-lg:0 20px 45px rgba(30,47,151,.14);
}

*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Poppins',system-ui,-apple-system,sans-serif;color:var(--text);line-height:1.7;background:var(--bg);overflow-x:hidden}
/* height:auto is required: without it the width/height attributes on <img>
   act as presentational hints and stretch/reflow the image once max-width
   clamps its rendered width. */
img{max-width:100%;height:auto;display:block}
a{text-decoration:none;color:inherit}
ul{list-style:none}
button{font:inherit}
.container{width:min(1140px,92%);margin:0 auto}
section{scroll-margin-top:84px}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.85rem 2rem;border-radius:999px;font-weight:600;font-size:.95rem;cursor:pointer;border:2px solid transparent;transition:transform .3s,box-shadow .3s,background .3s,color .3s}
.btn-primary{background:var(--navy);color:#fff;box-shadow:0 10px 22px rgba(30,47,151,.25)}
.btn-primary:hover{background:var(--navy-dark);transform:translateY(-2px);box-shadow:0 14px 30px rgba(30,47,151,.35)}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-ghost:hover{background:var(--navy);color:#fff;transform:translateY(-2px)}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.88);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);transition:box-shadow .3s}
.site-header.scrolled{box-shadow:0 6px 22px rgba(16,24,64,.09)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.65rem 0}
.brand-logo{height:56px;width:auto}
.nav{display:flex;align-items:center;gap:1.6rem}
.nav-link{font-size:.95rem;font-weight:500;color:#2b3140;position:relative;padding:.25rem 0}
.nav-link::after{content:'';position:absolute;left:0;bottom:-4px;height:3px;width:0;background:var(--green);border-radius:3px;transition:width .3s}
.nav-link:hover::after,.nav-link.active::after{width:100%}
.nav-link.active{color:var(--navy)}
.nav-cta{padding:.55rem 1.5rem}

.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:.4rem;z-index:1100}
.nav-toggle span{width:26px;height:3px;background:var(--navy);border-radius:3px;transition:.3s}
.nav-toggle.active span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.nav-toggle.active span:nth-child(2){opacity:0}
.nav-toggle.active span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}

/* ---------- Hero ---------- */
.hero{background:radial-gradient(rgba(30,47,151,.10) 1.2px,transparent 1.3px) 0 0/26px 26px,radial-gradient(52rem 26rem at 88% -12%,rgba(63,109,240,.16),transparent 62%),radial-gradient(46rem 26rem at -8% 112%,rgba(140,198,62,.18),transparent 60%),linear-gradient(180deg,var(--cream) 0%,#fff 72%);padding:6rem 0 5rem}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center}
.hero-eyebrow{color:var(--navy);font-weight:600;font-size:1.35rem}
.hero h1{font-family:'Fraunces',serif;font-size:clamp(2.6rem,5.4vw,4rem);line-height:1.08;color:var(--navy);margin:.15rem 0 1.2rem;font-weight:600;letter-spacing:-.02em}
.hero-text{max-width:560px;color:var(--muted);font-size:1.03rem}
.hero-actions{display:flex;gap:1rem;margin-top:2rem;flex-wrap:wrap}
.hero-media img{width:100%;max-width:520px;margin-inline:auto;animation:float 6s ease-in-out infinite}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
/* ---------- Sections ---------- */
.section{padding:5.5rem 0}
.section-alt{background:var(--bg-alt)}
.section-title{font-family:'Fraunces',serif;font-size:clamp(1.9rem,3.6vw,2.7rem);color:var(--navy);text-align:center;margin-bottom:1rem;font-weight:600;letter-spacing:-.01em}
.section-title.left{text-align:left}
.section-sub{text-align:center;color:var(--muted);max-width:640px;margin:0 auto 3rem}

/* ---------- About / Mission ---------- */
.about-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:start}
.about-grid p{margin-bottom:1.1rem}
.about-grid p:last-child{margin-bottom:0}
.lead{color:#4b5261}
.mission-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:2.4rem;border-top:5px solid var(--green)}

/* ---------- Services ---------- */
.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.6rem}
.service-card{background:#fff;border:1px solid #eceef7;border-radius:var(--radius);padding:2.2rem 1.6rem;text-align:center;transition:transform .35s,box-shadow .35s,border-color .35s}
.service-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg);border-color:#dfe3f5}
.service-icon{width:64px;height:64px;margin:0 auto 1.2rem;display:grid;place-items:center;border-radius:50%;background:linear-gradient(135deg,#eef1fd,#e6f6f4);color:var(--navy)}
.service-icon svg{width:30px;height:30px;stroke:currentColor}
.service-card h3{font-size:1.08rem;color:var(--navy);margin-bottom:.7rem;font-weight:600}
.service-card p{font-size:.9rem;color:var(--muted);font-style:italic}

/* ---------- Why Choose Us ---------- */
.why-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.6rem;margin-top:1rem}
.why-card{display:flex;gap:1.1rem;background:#fff;border-radius:var(--radius);padding:1.8rem;box-shadow:var(--shadow);transition:transform .35s,box-shadow .35s}
.why-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.why-icon{flex:0 0 46px;height:46px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center}
.why-icon svg{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.why-card h3{color:var(--navy);font-size:1.05rem;margin-bottom:.35rem;font-weight:600}
.why-card p{font-size:.9rem;color:var(--muted)}

/* ---------- Testimonials ---------- */
.testimonial-slider{max-width:1140px;margin:2.5rem auto 0;position:relative}
.testimonial-viewport{overflow:hidden;border-radius:var(--radius)}
.testimonial-track{display:flex;transition:transform .6s cubic-bezier(.65,.05,.36,1)}
.testimonial-slide{flex:0 0 calc(100%/3);padding:.5rem .75rem}
.testimonial-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:2.2rem 1.8rem;text-align:center;height:100%}
.stars{color:#f5a623;font-size:1.15rem;letter-spacing:.2rem;margin-bottom:1.2rem}
.testimonial-card blockquote{font-style:italic;color:#4b5261;max-width:580px;margin:0 auto 1.6rem}
.testimonial-author{display:flex;align-items:center;justify-content:center;gap:.9rem}
.avatar{width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:600;font-size:1.1rem}
.testimonial-author .who{text-align:left}
.testimonial-author strong{display:block;color:var(--navy)}
.testimonial-author span{font-size:.8rem;color:var(--muted)}
.slider-btn{position:absolute;top:50%;transform:translateY(-50%);width:44px;height:44px;border-radius:50%;border:none;background:#fff;box-shadow:var(--shadow);color:var(--navy);font-size:1.35rem;cursor:pointer;transition:.3s;z-index:2;line-height:1}
.slider-btn:hover{background:var(--navy);color:#fff}
#testiPrev{left:-22px}
#testiNext{right:-22px}
.slider-dots{display:flex;justify-content:center;gap:.6rem;margin-top:1.6rem}
.slider-dot{width:11px;height:11px;border-radius:50%;border:none;background:#c9cee6;cursor:pointer;transition:.3s}
.slider-dot.active{background:var(--navy);transform:scale(1.25)}
/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.6rem;margin-top:1rem;align-items:stretch}
.contact-card{display:flex;flex-direction:column;gap:1.1rem;background:#fff;padding:2.1rem 1.9rem;border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid #eceef7}
.contact-icon{width:54px;height:54px;border-radius:16px;background:linear-gradient(135deg,#eef1fd,#e6f6f4);display:grid;place-items:center;color:var(--navy)}
.contact-icon svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.contact-card h3{color:var(--navy);font-size:1.08rem;margin-bottom:.35rem;font-weight:600}
.contact-card p,.contact-card a{font-size:.92rem;color:var(--muted);display:block;transition:color .3s}
.contact-card a{font-weight:500;color:#454e63}
.contact-card a:hover{color:var(--navy)}

.map-wrap{margin-top:2.5rem;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.map-wrap iframe{width:100%;height:380px;border:0;display:block}

/* ---------- Footer ---------- */
.site-footer{background:linear-gradient(180deg,var(--navy-dark) 0%,#0d1543 100%);color:#c5cdf0;padding:4rem 0 1.5rem}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1.2fr;gap:2.5rem;padding-bottom:2.2rem}
.footer-logo{height:52px;width:auto;background:#fff;border-radius:10px;padding:.35rem;margin-bottom:1rem}
.footer-about p{font-size:.88rem;color:#aab3e2;max-width:320px}
.site-footer h4{color:#fff;font-size:1rem;margin-bottom:1rem;font-weight:600}
.footer-links a{display:block;margin-bottom:.55rem;font-size:.88rem;color:#aab3e2;transition:color .3s,padding-left .3s}
.footer-links a:hover{color:var(--green);padding-left:6px}
.footer-contact p{font-size:.88rem;color:#aab3e2;margin-bottom:.6rem}
.footer-contact a{color:#c5cdf0;transition:color .3s}
.footer-contact a:hover{color:var(--green)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.14);padding-top:1.4rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:.8rem;font-size:.83rem;color:#8f9ad4}

/* ---------- Back to top ---------- */
.back-to-top{position:fixed;right:1.4rem;bottom:1.4rem;width:46px;height:46px;border-radius:50%;border:none;background:var(--navy);color:#fff;font-size:1.2rem;cursor:pointer;opacity:0;pointer-events:none;transition:.3s;box-shadow:var(--shadow-lg);z-index:900;line-height:1}
.back-to-top.visible{opacity:1;pointer-events:auto}
.back-to-top:hover{background:var(--green)}

/* ---------- Reveal animations ---------- */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s ease,transform .7s ease}
.reveal.in-view{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1;transform:none;transition:none}
  html{scroll-behavior:auto}
  .hero-media img{animation:none}
}

/* ---------- Responsive ---------- */
@media (max-width:992px){
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .about-grid,.hero-grid{grid-template-columns:1fr}
  .hero{padding:3.5rem 0 3rem}
  .hero-content{order:1}
  .hero-media{order:0}
  .footer-grid{grid-template-columns:1fr 1fr}
  #testiPrev{left:6px}
  #testiNext{right:6px}
  .testimonial-slide{flex-basis:50%}
}
@media (max-width:768px){
  .nav-toggle{display:flex}
  .nav{position:fixed;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:.2rem;padding:1rem 5% 1.6rem;box-shadow:0 24px 40px rgba(16,24,64,.14);transform:translateY(-130%);transition:transform .35s ease;border-top:1px solid #eef0f8}
  .nav.open{transform:translateY(0)}
  .nav-link{padding:.75rem 0;border-bottom:1px solid #eef0f8}
  .nav-link::after{display:none}
  .nav-link.active{color:var(--navy)}
  .nav-cta{margin-top:.8rem;text-align:center}
  body.nav-open{overflow:hidden}
  .hero{text-align:center}
  .hero-text{margin-inline:auto}
  .hero-actions{justify-content:center}
  .section{padding:4rem 0}
  .slider-btn{display:none}
  .testimonial-slide{flex-basis:100%;padding:.5rem}
  .testimonial-card{padding:2rem 1.4rem}
  .footer-grid{grid-template-columns:1fr}
  .map-wrap iframe{height:300px}
}
@media (max-width:520px){
  .services-grid{grid-template-columns:1fr}
  .brand-logo{height:46px}
  .hero-eyebrow{font-size:1.1rem}
}

/* ============================================================
   MODERN UPGRADE PACK — animations, gradients, ticker, polish
   ============================================================ */

/* ----- Preloader ----- */
.preloader{position:fixed;inset:0;z-index:2000;background:#fff;display:grid;place-items:center;transition:opacity .6s ease,visibility .6s}
.preloader.hidden{opacity:0;visibility:hidden}
.preloader-inner{display:flex;flex-direction:column;align-items:center;gap:1.1rem}
.preloader-ring{width:54px;height:54px;border-radius:50%;border:4px solid #e6e9f7;border-top-color:var(--navy);border-right-color:var(--green);animation:spin 1s linear infinite}
.preloader-text{font-size:.8rem;letter-spacing:.35em;text-transform:uppercase;color:var(--navy);font-weight:600;animation:pulse 1.4s ease-in-out infinite}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes pulse{0%,100%{opacity:.35}50%{opacity:1}}

/* ----- Scroll progress bar ----- */
.scroll-progress{position:fixed;top:0;left:0;height:3px;width:0;background:linear-gradient(90deg,var(--navy),var(--green),var(--teal));z-index:1500}

/* ----- Hero: floating gradient blobs ----- */
.hero{position:relative;overflow:hidden}
.hero::before,.hero::after{content:'';position:absolute;border-radius:50%;filter:blur(90px);opacity:.5;pointer-events:none;z-index:0}
.hero::before{width:480px;height:480px;background:radial-gradient(circle,#c3d0ff,transparent 65%);top:-160px;right:-120px;animation:blobFloat 14s ease-in-out infinite}
.hero::after{width:420px;height:420px;background:radial-gradient(circle,#d9f5c0,transparent 65%);bottom:-180px;left:-140px;animation:blobFloat 18s ease-in-out infinite reverse}
.hero-grid{position:relative;z-index:1}
@keyframes blobFloat{0%,100%{transform:translate(0,0) scale(1)}33%{transform:translate(40px,-30px) scale(1.08)}66%{transform:translate(-30px,25px) scale(.95)}}

/* ----- Hero entrance (runs once page is loaded) ----- */
.hero-content>*{opacity:0}
body.loaded .hero-content>*{animation:riseIn .9s cubic-bezier(.22,1,.36,1) both}
body.loaded .hero-content>*:nth-child(1){animation-delay:.15s}
body.loaded .hero-content>*:nth-child(2){animation-delay:.28s}
body.loaded .hero-content>*:nth-child(3){animation-delay:.41s}
body.loaded .hero-content>*:nth-child(4){animation-delay:.54s}
body.loaded .hero-content>*:nth-child(5){animation-delay:.67s}
.hero-media{transition:transform .3s ease-out}
body.loaded .hero-media{animation:riseIn 1.1s .55s cubic-bezier(.22,1,.36,1) backwards}
@keyframes riseIn{from{opacity:0;transform:translateY(36px)}to{opacity:1;transform:translateY(0)}}

/* Hero artwork: the PNG already has a transparent background, so no blend
   mode is needed (multiply only tinted/darkened the line art against the
   hero gradient). The float animation is kept on the <img> itself. */

/* ----- Animated gradient heading ----- */
.hero h1{background:linear-gradient(120deg,var(--navy) 20%,#3f6df0 45%,var(--green) 75%,var(--navy) 95%);background-size:220% auto;-webkit-background-clip:text;background-clip:text;color:transparent;-webkit-text-fill-color:transparent;animation:gradientShift 7s linear infinite}
@keyframes gradientShift{to{background-position:220% center}}

/* ----- Hero badge pill ----- */
.hero-badge{display:inline-flex;align-items:center;gap:.55rem;background:#fff;border:1px solid #e3e7f6;box-shadow:var(--shadow);color:var(--navy);font-size:.74rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:.45rem 1.1rem;border-radius:999px;margin-bottom:1.15rem}
.hero-badge::before{content:'';width:8px;height:8px;border-radius:50%;background:var(--green);animation:pulse 1.6s ease-in-out infinite}

/* ----- Button shine sweep ----- */
.btn-primary{position:relative;overflow:hidden}
.btn-primary::after{content:'';position:absolute;top:0;left:-90%;width:50%;height:100%;background:linear-gradient(120deg,transparent,rgba(255,255,255,.5),transparent);transform:skewX(-20deg);transition:left .6s ease}
.btn-primary:hover::after{left:140%}

/* ----- Scrolling ticker ----- */
.ticker{background:linear-gradient(90deg,var(--navy-dark),var(--navy),var(--navy-dark));color:#fff;overflow:hidden;padding:.85rem 0}
.ticker-track{display:flex;align-items:center;gap:2.5rem;width:max-content;animation:ticker 28s linear infinite}
.ticker:hover .ticker-track{animation-play-state:paused}
.ticker-track span{font-size:.82rem;font-weight:500;letter-spacing:.16em;text-transform:uppercase;white-space:nowrap}
.ticker-track i{color:var(--green);font-style:normal;font-size:.8rem}
@keyframes ticker{to{transform:translateX(-50%)}}
/* ----- Animated section title underline ----- */
.section-title{position:relative;padding-bottom:.9rem}
.section-title::after{content:'';position:absolute;left:50%;bottom:0;width:74px;height:4px;border-radius:4px;background:linear-gradient(90deg,var(--green),var(--teal));transform:translateX(-50%) scaleX(0);transition:transform .8s .25s cubic-bezier(.22,1,.36,1)}
.section-title.left::after{left:0;transform:scaleX(0);transform-origin:left}
.section-title.in-view::after{transform:translateX(-50%) scaleX(1)}
.section-title.left.in-view::after{transform:scaleX(1)}

/* ----- Staggered card reveals ----- */
.services-grid .reveal:nth-child(2),.why-grid .reveal:nth-child(2){transition-delay:.08s}
.services-grid .reveal:nth-child(3),.why-grid .reveal:nth-child(3){transition-delay:.16s}
.services-grid .reveal:nth-child(4),.why-grid .reveal:nth-child(4){transition-delay:.24s}
.services-grid .reveal:nth-child(5),.why-grid .reveal:nth-child(5){transition-delay:.32s}
.services-grid .reveal:nth-child(6){transition-delay:.4s}
.services-grid .reveal:nth-child(7){transition-delay:.48s}
.services-grid .reveal:nth-child(8){transition-delay:.56s}

/* ----- Service card: gradient border + animated icon ----- */
.service-card{position:relative;overflow:hidden}
.service-card::before{content:'';position:absolute;inset:0;border-radius:inherit;padding:2px;background:linear-gradient(135deg,var(--green),var(--teal),#3f6df0);-webkit-mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);-webkit-mask-composite:xor;mask-composite:exclude;opacity:0;transition:opacity .45s}
.service-card:hover::before{opacity:1}
.service-icon{transition:transform .45s cubic-bezier(.34,1.56,.64,1),background .45s,color .45s}
.service-card:hover .service-icon{transform:rotate(-8deg) scale(1.12)}

/* ----- Why card icon wiggle ----- */
.why-icon{transition:transform .45s cubic-bezier(.34,1.56,.64,1),background .45s}
.why-card:hover .why-icon{transform:scale(1.12) rotate(6deg);background:var(--green)}

/* ----- Contact card hover ----- */
.contact-card{transition:transform .35s,box-shadow .35s}
.contact-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}

/* ----- Gradient avatar ----- */
.avatar{background:linear-gradient(135deg,var(--navy),#3f6df0)}

/* ----- Reduced motion: disable decorative animation ----- */
@media (prefers-reduced-motion:reduce){
  .ticker-track,.hero::before,.hero::after,.hero h1,.preloader-ring,.preloader-text,.hero-badge::before{animation:none}
  .hero-content>*{opacity:1}
}

/* ============================================================
   MODERN UPGRADE v2 — Fraunces display type, eyebrows,
   hero trust row, floating chips, CTA band, contact refresh
   ============================================================ */

/* ----- Section eyebrow pill ----- */
.eyebrow{display:flex;align-items:center;gap:.5rem;width:max-content;margin:0 auto 1rem;font-size:.72rem;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:#0a9189;background:#e8f7f6;border:1px solid #c9ece9;padding:.45rem 1.1rem;border-radius:999px}
.eyebrow.left{margin-left:0}

/* ----- Hero trust row ----- */
.hero-trust{display:flex;flex-wrap:wrap;gap:.7rem 1.7rem;margin-top:2.3rem;padding-top:1.5rem;border-top:1px solid #e8ecf8}
.hero-trust span{display:inline-flex;align-items:center;gap:.5rem;font-size:.86rem;font-weight:500;color:#454e63}
.hero-trust svg{width:17px;height:17px;stroke:var(--green);stroke-width:2.6;fill:none;stroke-linecap:round;stroke-linejoin:round;flex:0 0 auto}
body.loaded .hero-content>*:nth-child(6){animation-delay:.8s}

/* ----- Hero floating glass chips ----- */
.hero-media{position:relative}
.float-chip{position:absolute;z-index:2;display:flex;align-items:center;gap:.55rem;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border:1px solid #edf0f9;box-shadow:0 16px 34px rgba(20,30,80,.14);border-radius:14px;padding:.6rem 1rem;font-size:.8rem;font-weight:600;white-space:nowrap;animation:chipFloat 5.5s ease-in-out infinite}
.float-chip svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
/* Chip offsets are relative to the artwork box (assets/AW Header Image.png is
   pre-cropped to the illustration, 687x712), so each chip hugs the doodle
   edge and none of them covers the "FINANCE" word (y 42%-57%). */
.chip-1{top:24%;left:-5%;color:var(--navy)}
.chip-2{top:62%;right:-5%;color:#5c8f1f;animation-delay:1.4s}
.chip-3{bottom:6%;left:4%;color:#0a9189;animation-delay:2.6s}
@keyframes chipFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-11px)}}

/* ----- Button polish ----- */
.btn{letter-spacing:.01em}
.btn-arrow{display:inline-block;transition:transform .3s}
.btn:hover .btn-arrow{transform:translateX(4px)}
.btn-light{background:#fff;color:var(--navy);box-shadow:0 12px 26px rgba(5,10,40,.28)}
.btn-light:hover{transform:translateY(-2px);background:var(--green);color:var(--navy-dark)}
.btn-outline-light{border-color:rgba(255,255,255,.55);color:#fff;background:transparent}
.btn-outline-light:hover{background:rgba(255,255,255,.12);border-color:#fff;transform:translateY(-2px)}

/* ----- Service & contact icon colour variants ----- */
.service-icon.icon-a,.contact-icon.icon-a{background:linear-gradient(135deg,#eef1fd,#dfe7ff);color:#2a3fb0}
.service-icon.icon-b,.contact-icon.icon-b{background:linear-gradient(135deg,#f1f9e3,#def1c5);color:#5c8f1f}
.service-icon.icon-c,.contact-icon.icon-c{background:linear-gradient(135deg,#e3f8f6,#cbf0ec);color:#0a9189}
.service-icon.icon-d{background:linear-gradient(135deg,#f4edff,#e7dcff);color:#6d48c4}

/* ----- Testimonial quote mark ----- */
.testimonial-card blockquote::before{content:'\201C';display:block;font-family:'Fraunces',serif;font-style:normal;font-size:3.6rem;line-height:.4;color:var(--green);margin-bottom:1.2rem}

/* ----- CTA band ----- */
.cta-band{position:relative;overflow:hidden;background:linear-gradient(120deg,var(--navy-dark),var(--navy) 55%,#2b49c9);color:#fff;padding:4.5rem 0}
.cta-band::before{content:'';position:absolute;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,rgba(140,198,62,.4),transparent 65%);top:-220px;right:-110px;filter:blur(24px);pointer-events:none}
.cta-band::after{content:'';position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(15,185,177,.35),transparent 65%);bottom:-240px;left:-90px;filter:blur(24px);pointer-events:none}
.cta-inner{position:relative;z-index:1;display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}
.cta-band h2{font-family:'Fraunces',serif;font-weight:600;letter-spacing:-.01em;font-size:clamp(1.6rem,3vw,2.3rem);margin-bottom:.55rem}
.cta-band p{color:#c5cdf0;max-width:540px}
.cta-actions{display:flex;gap:1rem;flex-wrap:wrap}

/* ----- v2 responsive ----- */
@media (max-width:992px){
  .float-chip{display:none}
}
@media (max-width:768px){
  .hero-trust{justify-content:center}
  .cta-inner{flex-direction:column;align-items:flex-start}
}
@media (prefers-reduced-motion:reduce){
  .float-chip{animation:none}
}

/* ============================================================
   v3 — FAQ accordion, footer disclaimer, 404 page
   ============================================================ */

/* ----- FAQ accordion (native <details>, works with JS disabled) ----- */
.faq-list{max-width:880px;margin:0 auto;display:grid;gap:1rem}
.faq-item{background:#fff;border:1px solid #eceef7;border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;transition:border-color .3s,box-shadow .3s}
.faq-item[open]{border-color:#dfe3f5;box-shadow:var(--shadow-lg)}
.faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.25rem 1.6rem;cursor:pointer;list-style:none;font-weight:600;font-size:1rem;color:var(--navy);transition:color .3s}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::marker{content:''}
.faq-item summary:hover{color:#0a9189}
.faq-q{flex:1}
.faq-item summary::after{content:'+';flex:0 0 auto;width:30px;height:30px;display:grid;place-items:center;border-radius:50%;background:linear-gradient(135deg,#eef1fd,#e6f6f4);color:var(--navy);font-size:1.3rem;line-height:1;transition:transform .3s,background .3s,color .3s}
.faq-item[open] summary::after{transform:rotate(45deg);background:var(--navy);color:#fff}
.faq-answer{padding:.2rem 1.6rem 1.4rem;border-top:1px solid #f4f6fc;color:var(--muted);font-size:.94rem}
.faq-answer p{margin-top:1rem}
.faq-answer a{color:var(--navy);font-weight:500;transition:color .3s}
.faq-answer a:hover{color:#0a9189}

/* ----- Footer disclaimer ----- */
.footer-disclaimer{border-top:1px solid rgba(255,255,255,.14);padding-top:1.2rem;margin-bottom:1.1rem}
.footer-disclaimer p{font-size:.76rem;line-height:1.7;color:#8f9ad4;max-width:900px}
.footer-disclaimer p+p{margin-top:.5rem}
.footer-disclaimer strong{color:#aab3e2;font-weight:600}

/* ----- 404 page ----- */
.error-page{min-height:58vh;display:grid;place-items:center;text-align:center;padding:6rem 0}
.error-code{font-family:'Fraunces',serif;font-size:clamp(4.5rem,14vw,8rem);line-height:1;font-weight:600;background:linear-gradient(120deg,var(--navy) 15%,#3f6df0 50%,var(--green) 85%);-webkit-background-clip:text;background-clip:text;color:transparent;-webkit-text-fill-color:transparent}
.error-page h1{font-family:'Fraunces',serif;font-size:clamp(1.5rem,3.4vw,2.2rem);font-weight:600;color:var(--navy);margin:1rem 0 .8rem}
.error-page p{color:var(--muted);max-width:560px;margin:0 auto}
.error-actions{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;margin-top:1.9rem}
.error-links{display:flex;gap:.6rem 1.4rem;justify-content:center;flex-wrap:wrap;margin-top:2.2rem;font-size:.9rem}
.error-links a{color:var(--navy);font-weight:500;border-bottom:1px solid #d8ddf2;padding-bottom:.15rem;transition:color .3s,border-color .3s}
.error-links a:hover{color:#0a9189;border-color:#0a9189}